Cost Saving Programs

cost saving programs for restaurants in Maryland



RAM's hand-picked Cost Saving Programs


RAM's hand-picked Cost Saving Programs offer highly competitive, members-only rates on the bills you're already paying.

These programs are backed by our RAM membership guarantee. If you enroll in two programs and do not save more than you pay in membership dues, your next RAM membership is FREE.



Workers' Comp Self Insurance Fund

Maryland Restaurant & Hospitality Self Insurance Fund
Twenty-five years running, the Maryland Restaurant & Hospitality Self Insurance Fund is RAM's self-owned workers' compensation insurance designed specifically for the hospitality industry.
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Property & Casualty Insurance Dividend Program

State Auto Property & Casualty Insurance Dividend Program
The State Auto Property & Casualty Insurance Dividend Program offers insurance holders an annual dividend payout potential you won't find anywhere else.
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Credit Card Processing

Maryland Restaurant & Hospitality Self Insurance Fund
Heartland offers competitive pricing on credit card processing with next-day funding, real-time reporting, POS and e-Commerce integration and no hidden fees.
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Healthcare Program

UnitedHealthcare offers exclusive healthcare pricing and solutions through the Restaurant Healthcare Alliance.
UnitedHealthcare offers exclusive healthcare pricing and solutions to RAM members through the Restaurant Healthcare Alliance.
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Payroll Processing

Payce payroll processing
Payce® payroll processing delivers best-in-class service and hassle-free POS/payroll integration.
  - Contact: Brian Pfeifer, Payce Payroll
    (443) 279-9000 or bpfeifer@paycepayroll.com

Electricity & Natural Gas

Sprague Electricity and Natural Gas programs
Sprague Electricity and Natural Gas programs offer fixed energy rates that protect your budget from volatile swings in the energy market.
  - Contact: Tom Gussen, Sprague Operating Resources
    (732) 440-0031 or tjgussen@spragueenergy.com

Music Licensing

BMI offers a discount on music licensing fees
BMI offers a discount on music licensing fees exclusively for RAM members.
  - Contact: Josh Lagersen, BMI
    (615) 401-2832 or jlagersen@bmi.com

Soft Drink Rebate Program

Pepsi offers a members-only rebate program
Pepsi offers a members-only rebate program for qualifying customers. The program includes rebates on volume purchased, rewards points, no cost equipment, as well as other services and incentives.
  - Contact: Sarah Kramer, RAM
    (410) 290-6800 or skramer@marylandrestaurants.com

Insurance Agent

Rossmann-Hurt-Hoffman is an independent insurance agent that helps Maryland restaurants
Rossmann-Hurt-Hoffman, Inc. is an independent insurance agent that helps Maryland businesses choose the right type and amount of insurance.
  - Contact: Courtney Watson, Rossmann Hurt Hoffman, Inc.
    (410) 465-4300 or cwatson@rhhinsurance.com

Legal Services

Franklin & Prokopik is a corporate law firm that offers legal services to restaurants in Maryland
Franklin & Prokopik is a corporate law firm that offers comprehensive, affordable legal services to foodservice establishments in Maryland.
  - Contact: Members can call RAM to arrange a free legal consultation (410) 290-6800.

Manufacturer Rebate Program

Franklin & Prokopik is a corporate law firm that offers legal services to restaurants in Maryland
Prime Source Purchasing collects manufacturer rebate rewards on food purchases your business makes and delivers a quarterly rebate check in the mail.
  - Contact: Sarah Kramer, RAM
    (410) 290-6800 or skramer@marylandrestaurants.com
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Labor Law Compliance Posters

Franklin & Prokopik is a corporate law firm that offers legal services to restaurants in Maryland
Osha4less helps business owners comply with the labor laws and safety regulations through simple and cost-effective poster update services. Use coupon code 2017RS when ordering you 2017 All-In-One State and Federal Labor Law Poster and receive 20% off the retail price.
  - Contact: osha4less.com

Become a RAM Member to be eligible for these programs.