RAM Marketplace & Programs
RAM's member marketplace features programs that can help your business save money. We offer a wide variety of goods and services utilized by the restaurant and hospitality industry every day. In addition to RAM membership benefits, our partners understand your business challenges and are available to help our members.
Cost-Saving Programs:
Restaurant Tax Credits & Lending Solutions
The FICA Tip Credit offers a unique advantage for those in the food and beverage sector by allowing employers to get tax credits for tips your employees earn. Eligible businesses can get back all the FICA taxes paid on tip earnings that surpass the federal minimum wage. This translates to a credit for all the tips employees report.
Adesso also provides lending and payment processing solutions.
Food & Beverage Insurance + Workers' Compensation
RAM is the most trusted name for Workers' Comp Insurance for restaurants and other foodservice businesses; and can now provide all of your business insurance needs. Food and Beverage Insurance Services (FBIS) is a one-stop insurance shop created in partnership with Maury Donnelly & Parr. This platform provides comprehensive and affordable insurance solutions that can be customized for your business needs and bundled to maximize your savings.
SECU - Credit Union
RAM members are eligible to join SECU's Bank at Work program for FREE, which offers resources for their employees such as Checking & Savings accounts, Direct Deposit, Credit Cards, Auto loans, Financial Literacy and more.
Restaurant Owner
RAM members enjoy exclusive discounts when they join RestaurantOwner.com. Gain access a library of digital resources with the click of a button! Improve your restaurant operations with just a few hours of online training.
NRA Health Care HQ
As a member of the National Restaurant Association and participating State Associations, you have access to a suite of affordable health care insurance offerings to meet the diverse needs of employers, employees and their families.
Telehealth Appointments
Virtual access to doctors and therapists anytime by app, phone, or video - with $0 copay & unlimited visits
RAM members can offer this service to employees for $9/month for unlimited virtual visits. If your employer does not offer this service, individuals can sign up through RAM for $14/month. Contact Jamie Shipley: 602-427-1880 or jamie.shipley@teladochealth.com
Electricity & Natural Gas
Free energy savings analysis, the ability to lock in rates for 12+ months, and a dedicated local account manager.
Mike Jahangani at mjahangani@spragueenergy.com
Telephone: 973-202-1735
Payroll Processing
A Maryland-based full-service payroll and people solutions provider offering tailored payroll and tax filing services, innovative technology, dedicated customer service, and access to tools and resources that support the employee life cycle. Contact: jheffner@kellybenefits.com
Employee Benefits
Kelly Benefits has evolved into one of the nation’s largest and fastest-growing providers of benefits administration and technology, broker and consulting services, payroll solutions, and more. Contact: jheffner@kellybenefits.com
Restaurant Payment Processing
Global Payments & Genius pairs powerful point of sale tech with restaurant payment processing to give your staff smoother shifts and your customers exceptional dining, takeout and delivery experiences.
Music Licensing Discounts
Music licensing for bars, restaurants, and other eating and drinking establishments. RAM members save 20%. Download the PDF.
Legal Services
A corporate law firm that offers comprehensive, affordable legal services to foodservice establishments in Maryland. Free consultations for RAM members. Contact RAM for proper referral: mthompson@marylandrestaurants.com
Labor Law Posters
Free, printable versions of all of the mandatory and optional Federal and Maryland labor law posters. RAM has no affiliation or partnership with laborposters.org and only provides this information as a resource.
Don't see what you're looking for?
While the above programs can save your restaurant thousands of dollars annually, we realize that each restaurant has different needs. Be sure to visit our Buyers' Guide to view hundreds of local businesses that serve our restaurant members.